Terms & Conditions

These Terms & Conditions ("Terms") govern your access to and use of www.amplifin.in (the "Website"), operated by [Legal entity / proprietor name of Amplifin Services — to be inserted] ("Amplifin Services," "we," "us," or "our"). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.

1. About Amplifin Services

Amplifin Services is a financial advisory and facilitation business based in Bengaluru, Karnataka, helping individuals and businesses navigate insurance, mutual funds, loans, credit cards, bank accounts, and fixed deposits. Amplifin Services may operate as a registered intermediary, agent, or referral partner for one or more insurers, mutual fund houses, banks, and non-banking financial companies ("Product Providers").

[To be completed: specific regulatory registrations held by Amplifin Services, if any — for example IRDAI Insurance Agent/Corporate Agent registration number, AMFI Registration Number (ARN) for mutual fund distribution, or equivalent. Only include registrations that are currently valid and verifiable; do not state a registration that does not exist.]

2. Nature of Information on This Website

Content on this Website — including blog articles, service descriptions, and FAQs — is provided for general informational and educational purposes only. It does not constitute, and should not be relied upon as, personalized financial, investment, insurance, tax, or legal advice. Any recommendation specific to your situation will only be made after a direct consultation with our team, and even then, final product selection and purchase decisions remain yours.

We make reasonable efforts to keep information (interest rates, tax provisions, regulatory limits, and similar figures) accurate and current as of the date published, but such figures change over time and should be independently verified with the relevant Product Provider or regulator before you make a decision.

3. Regulatory Disclaimers

The following statutory disclaimers apply to the respective categories of information discussed on this Website, in line with applicable Indian regulatory requirements:

• Insurance: Insurance is the subject matter of solicitation. For more details on risk factors, terms, conditions, and exclusions, please read the sales brochure/policy wording carefully before concluding a sale.
• Mutual Funds: Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.
• Loans and Credit Products: Loan and credit card approval, interest rates, and terms are at the sole discretion of the respective lender/issuer and subject to their eligibility criteria and policies, which may change without notice.
• Fixed Deposits: Fixed deposit rates and terms are set by the respective bank or NBFC and are subject to change. Deposits with NBFCs are not covered by deposit insurance (DICGC) in the way scheduled bank deposits are.

4. Eligibility and Your Responsibilities

You must be at least 18 years old and legally capable of entering into a binding contract under Indian law to use this Website's contact and consultation features. When you submit information through our contact form or otherwise, you agree to provide accurate, current, and complete information, and not to misrepresent your identity or circumstances.

5. No Guarantee of Outcomes

Past performance of any investment, fund, or financial product discussed on this Website is not indicative of future results. We do not guarantee any specific rate of return, approval of any application, or outcome from using our services. All investments carry risk, including the risk of loss of principal.

6. Third-Party Links and Products

This Website may reference or link to third-party insurers, banks, mutual fund houses, NBFCs, or other financial institutions. We do not control and are not responsible for the content, accuracy, terms, or practices of these third parties. Any transaction you enter into with a Product Provider is governed solely by the terms of that Product Provider, independent of this Website.

7. Intellectual Property

All content on this Website — including text, graphics, the Amplifin Services logo, and blog articles — is owned by or licensed to Amplifin Services and is protected under applicable Indian copyright and trademark law. You may not reproduce, distribute, or create derivative works from this content without our prior written consent, other than for personal, non-commercial reference.

8. Limitation of Liability

To the maximum extent permitted by applicable law, Amplifin Services shall not be liable for any indirect, incidental, special, or consequential loss or damage arising from your use of, or inability to use, this Website or any information contained on it, including but not limited to financial loss arising from decisions made based on Website content.

9. Privacy

Information you submit through this Website (such as through the Contact Us form) is used to respond to your enquiry and, where you've agreed, to follow up about relevant services. For details on what personal data we collect, how it's used, stored, and protected, and your rights under the Digital Personal Data Protection Act, 2023, please see our Privacy Policy.

10. Changes to These Terms

We may update these Terms from time to time to reflect changes in our services or applicable law. The "Last updated" date at the top of this page indicates when these Terms were last revised. Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.

11. Governing Law and Jurisdiction

These Terms are governed by the laws of India. Any disputes arising out of or in connection with these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts of Bengaluru, Karnataka.

12. Contact Us

If you have questions about these Terms, please contact us at info@amplifin.in or +91-9844556778, or write to us at 3rd Floor, Rudra Chambers, 95, 4th Main Rd, 11th Cross, Malleshwara, Bengaluru, Karnataka 560003.