For anyone buying a life insurance plan, one of the most important factors to consider is the claim settlement ratio (CSR). This ratio indicates how effectively an insurance company honors its commitments by settling claims made by policyholders. In 2025, with numerous life insurance companies competing in India, understanding which life insurers have the highest claim settlement ratios helps consumers make informed decisions […]

Planning for early retirement may feel overwhelming, but with the right mutual fund investments, you can build a strong retirement corpus and achieve financial independence well before the traditional retirement age of 60. By starting early, investing regularly, and creating a disciplined strategy, mutual funds help investors grow wealth through the power of compounding and professional management. This article

Parents today want nothing but the best for their child’s future, especially when it comes to child education and financial stability. A fixed deposit scheme for children has emerged as one of the most reliable ways to save securely while earning attractive interest rates. By opening the right FD or child FD scheme, you can save for your child’s

For freelancers and self-employed individuals, finding the right health insurance plan in 2025 has become more important than ever. With rising medical costs and the uncertainties of freelance work, health insurance for freelancers is no longer an option but a necessity. This article explains why securing a health insurance plan is crucial, explores the best

Many investors today rely on mutual funds for long-term wealth creation. But there are times when you need liquidity before your mutual fund schemes mature. Instead of opting for high-cost credit like personal loans or credit cards, you can choose a loan against mutual fund (LAMF). This option allows you to pledge your mutual fund

For NRIs in 2025, financial planning is more important than ever. With India’s growing economy and new investment opportunities, there are multiple investment options in India that can help you achieve your financial goals. Choosing the right investment option ensures you build wealth, diversify your portfolio, and create stability both in India and their country

Renewing your health insurance policies may not sound exciting, but it’s one of the most crucial financial habits to protect your well-being. If you forget to renew health insurance on time, your insurance policies can lapse, leaving you without coverage when you need it the most. This article explains everything about renewal, grace period, and

When life throws an emergency at you, the last thing you want is to scramble for money. That’s why an emergency fund is one of the most important parts of a strong financial plan. An emergency savings fund acts as a financial cushion, protecting you from unexpected expense events like job loss, medical emergencies, or

As a senior citizen or someone planning for retirement, making the right investment decisions can be the difference between living with financial security and struggling to meet expenses. In 2025, senior citizens in India have access to various investment options that offer a steady income, safety, and peace of mind. This guide explores the best

Finding it difficult to get a personal loan due to a low CIBIL score? You’re not alone. Lenders in India use CIBIL scores as a primary tool to assess your eligibility for personal loans. A poor credit history can make it harder to get a personal loan, but the good news is that it’s still